What This Policy Covers and Why
cm99net collects personal data — such as your name, email address, mobile number, and payment identifiers linked to Touch 'n Go, GrabPay, Boost dan FPX — only to operate your account securely and process transactions accurately. We may also collect device identifiers and session data to
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detect unauthorised access and maintain account integrity. Data shared with payment processors is limited strictly to what is needed to complete a transfer; we do not pass your full profile to those processors. Where local law in Malaysia requires us to retain certain transaction records, we
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hold them for the legally specified period and no longer. Access to your stored data within our systems is restricted to authorised personnel operating under confidentiality obligations.
Service availability depends on jurisdiction. It is the user's responsibility to check local law before access.